Finance · Technology · Budapest

Csaba
Kraus

Finance professional who builds tech.

15+ years in finance across PwC, General Electric, and TD Bank — now combining deep financial expertise with hands-on product building: DeFi tools, AI applications, and digital platforms.

15+ Years in Finance
8 Live Projects
64 Countries Visited

About

Where finance
meets technology

I'm a Finance Manager and independent builder based in Budapest, Hungary. My career spans treasury and FP&A at global institutions — PricewaterhouseCoopers, General Electric, and TD Bank — where I owned full-scope financial operations across multiple jurisdictions.

Since 2024, following TD Bank's legal entity closure in Hungary, I've been channelling that analytical rigour into building: DeFi tools, AI-powered applications, and content platforms. I believe the most interesting work happens at the intersection of rigorous finance thinking and modern technology.

Available for freelance finance consulting, financial modelling, FP&A, treasury advisory, and tech product collaboration. I'm also open to new permanent opportunities in finance or fintech.

Finance & Advisory

End-to-end financial management across IFRS and local GAAP, statutory reporting, budgeting, FP&A, treasury, and cash management. Experienced with Big4 auditors and cross-border regulatory requirements.

IFRS FP&A Treasury Audit Multi-jurisdiction

Product & Technology

Building web applications, DeFi tools, and AI-powered platforms. Fluent in modern web technologies, AI APIs, and blockchain ecosystems — Ethereum, Solana, and beyond.

Next.js HTML/CSS/JS Claude API DeFi Solana Ethereum

Languages & Location

Native Hungarian, professional English. Based in Budapest — available remotely worldwide and in-person across the CEE region.

Budapest, HU Remote CEE

Expertise

What I bring

📊

Financial Management

Full-scope finance ownership across multiple legal entities and jurisdictions.

IFRS & local GAAP accounting Monthly & statutory closing Budgeting & forecasting P&L and balance sheet ownership Big4 audit coordination
💱

Treasury & FX

Regional treasury operations with focus on risk management and liquidity.

FX risk management & hedging Multi-currency cash pooling Cash flow forecasting Intercompany structures SAP · Hyperion · Excel
🏗️

Product Building

End-to-end development of web applications and digital platforms.

HTML · CSS · JavaScript Next.js · React Claude API (Anthropic) WordPress / Elementor Financial modelling tools
⛓️

DeFi & Crypto

Deep practitioner knowledge of decentralised finance and blockchain ecosystems.

AMM / Impermanent Loss analysis Concentrated liquidity (Uniswap V3) Ethereum & Solana Token launches & tokenomics TradFi / DeFi convergence
🤖

AI & Automation

Applying AI to accelerate financial workflows and build intelligent products.

LLM integration (Claude, GPT) AI-driven document analysis Workflow automation Prompt engineering Data pipeline design
🌍

CEE Markets

Comprehensive knowledge of Central and Eastern European finance and markets.

Hungarian financial regulation Luxembourg & Irish entities CEE treasury operations Cross-border tax advisory Multi-jurisdictional reporting

Experience

Career timeline

2024 – Present
Independent Builder & Consultant
Freelance · Budapest, Hungary
  • Building AI-powered web applications, DeFi tools, and digital platforms
  • Financial modelling, AI-driven process automation, and scalable business model evaluation
  • Managing a small operational family business alongside independent professional development
  • Active in blockchain & TradFi analysis, decentralised finance (DeFi), and workflow automation
2020 – 2024
Finance Manager
TD Bank · Budapest, Hungary
  • Led end-to-end finance operations for Hungarian, Luxembourg, and Irish legal entities
  • Full ownership of accounting, statutory and monthly closing, budgeting, forecasting, FP&A, and cash management
  • Applied IFRS-based accounting with local GAAP statutory adjustments across multiple jurisdictions
  • Collaborated with Big4 auditors on tax calculations, accruals, and statutory financial statements
  • Led relationships with external audit, payroll, and tax advisory providers
  • Improved reporting quality, controls, and closing processes in a rapidly evolving organisational environment
2015 – 2020
Senior Treasury Analyst
PricewaterhouseCoopers · Budapest, Hungary
  • Supported finance and treasury operations across the CEE region for multinational clients
  • Delivered FX risk management, multi-currency cash pooling, and liquidity structures
  • Led implementation of multi-currency cash pooling solutions in various CEE countries
  • Contributed to internal and regulatory reporting and treasury transformation initiatives
  • Managed and mentored a team of 1–3 analysts
2013 – 2015
Lead Treasury Analyst
General Electric · Budapest, Hungary
  • Provided financial analysis, forecasting, and FP&A support for EMEA businesses in a global matrix organisation
  • P&L and balance sheet analysis, commodity & FX hedging strategic planning, risk management proposals
  • Oversaw EMEA interest, bank charges, and FX-related forecasts using SAP, Hyperion, and Excel
  • Reported to EMEA Treasurer with full regional coverage
2012 – 2013
Credit & Collections Specialist (Export)
General Electric · Budapest, Hungary
  • Cash collection, cash flow planning, and credit line proposals
  • Managed 4 portfolios covering 60+ countries
2009 – 2010
Proprietary Stock & Futures Trader
Swift Trade · Budapest, Hungary
  • Day-trading on NYSE, NASDAQ, AMEX from the Budapest branch
  • Dark pool, ATS, ECN trading proficiency
  • Level 2 market analysis and time & sales screening methodology improvements
2008
Treasury Trainee
EXIM Bank · Budapest, Hungary
  • Creating FX & liquidity reports

MSc Finance

Budapest Business School (BGF-PSZF) · 2013
Completed coursework toward MSc Finance programme

BA in Economics

Budapest Business School (BGF-KKFK) · 2005–2009
Specialisation in Macroeconomic Analysis. Dissertation: "Economic Development of the Western Balkans"

International Business Studies

Columbus Innovation College, Haslev, Denmark · 2004–2005
EU-sponsored programme. Studied and lived in Denmark.

Portfolio

Built projects

🩺
Diagnózisom
AI Medical Second Opinion
Claude API · Next.js · GDPR
Featured

Diagnózisom

An AI-powered Hungarian medical platform providing instant, anonymous second opinions on diagnoses, lab results, and medical documents. Built on Claude (Anthropic), zero data storage, GDPR-compliant. Free to use, no registration required.

💀
$SCHWAB Token
Ethereum Meme Token
Uniswap · ERC-20 · Merch
Featured

Klaus Schwab Token

A decentralised, meme-inspired ERC-20 token on Ethereum. Fully built site with whitepaper, meme gallery, Uniswap integration, and a Shopify merch store. "Meme hard and get reward." A deep dive into token launches from zero.

ILCalc v0.85
Impermanent Loss Evaluator
#SchwabToken

ILCalc

Professional DeFi tool for calculating impermanent loss, LP viability, V3 concentrated liquidity approximation, scenario modelling, and CSV export.

Budapest 2026
Tourist Guide
Events · Itineraries · Tips

Budapest Tourist Guide

Comprehensive 2026 guide to Budapest — events calendar (Champions League Final, F1 GP, Sziget), 3-day itineraries, restaurants, and local tips. Built by a local.

EXIT CHAIN
Crypto Education HU
Newsletter · E-book

ExitChain

Hungarian crypto education newsletter and landing page. Free e-book: "10+1 Ways to Make Money with Crypto". Clean, zero-spam newsletter model.

BTK Kvíz 🔥
Wanted List Quiz Game
Next.js · Live Police Data

BTKkviz

Viral Hungarian quiz game — "Guess the crime from the face!" Pulls live police wanted lists daily. Built on Next.js with a live chat feature and multiplayer counter.

🐭
Micewifties
Solana Meme Token
Raydium · Jupiter · DEX

Micewifties ($MWT)

Mice wif Ties — a Solana meme coin with full WordPress site, Raydium/Jupiter DEX integration, Telegram community, and DexScreener listing.

🪑
The Spot
Airbnb · Budapest · 2023
Short-term Rental Unit

The Spot with Green Chair

Our Budapest Airbnb unit, self-managed since 2023. Full listing site built from scratch — photography, copywriting, and ongoing hospitality management.

Contact

Let's work together

Available for freelance finance consulting, financial modelling, FP&A projects, treasury advisory, and technology collaboration. Open to permanent roles in finance or fintech.

Location Budapest, Hungary
Availability Remote worldwide · In-person CEE
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